Universal Leasing LLC. evolved due to the desire of a group of individuals, all long time brothers to the automotive finance fraternity, to bring back an honorable old-school code of ethics that has seemingly fallen by the way-side in this industry.
Since the financial disaster of 2008, our team of professionals, extremely knowledgeable in the automobile finance field, have been working feverishly on a system that breaks away from the traditional cycle of failure which seems to return with vengeance after the damages from every recession begin to fizzle out.
After witnessing the catastrophic storm this last recession of 2008, dubbed as The Great Recession, caused to the American economy, we knew it was time to change our forecast on the current way business was being conducted.
As the dust from the recession appeared to be settling, we sat back and watched the majority of the industry go back to resuming business as usual, resorting to the same old detrimental tactics that got them in trouble in the first place.
We, on the other hand, have decided to be the pioneers of a new movement in the automotive finance industry, restoring credibility and trust to the trade.
In order to accomplish this mission, we are not reinventing the wheel, but simply adding a few tweaks to a system invented many years ago:
- the financier owning the product or the money he is lending
- keeping overhead at a minimum to assure reasonable pricing and rates to consumer
- providing reliable products and customer service
- Selling the merchandise at affordable prices so at the end of the loan the customer did not end up paying more than what car was worth.